Commercial Insight Delinquency Score (CIDS)

The Commercial Insight™ Delinquency Score is a high-performance product that predicts the likelihood of HWB incurring severe delinquency (91 days or greater), charge-off, or bankruptcy on financial accounts within the next 12 months.

 

Commercial Insight Delinquency Score (CIDS) is currently used by HWB in:

Benefits

  • Superior prediction (KS) of a business incurring severe delinquency to improve credit origination decisions

  • Access to extensive Commercial Financial Network (CFN) data — includes financial institution data, non-financial data and consumer data

  • Cutting edge technology including Trended Data and NeuroDecision Technology

  • The ability to configure your own score elements

Specifications

Additional Resources

Driving more informed decisions to deliver exceptional outcomes.

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