Small Business/ Commercial
-
Equifax Business Credit Reports give us the deepest level of insight into the validity, financial stability, and performance of more businesses.
-
The Equifax Business Failure Score indicates the likelihood that a business will cease operations with debt to creditors within the next 12 months due to formal or informal bankruptcy.
-
Business Modeling Attributes (BMA) is a thorough aggregation of business credit behavior as well as an additional public record and firmographic attributes from the Equifax commercial credit database that we use to develop advanced custom models, origination criteria, account review systems, or data warehousing applications.
-
The Commercial Insight™ Delinquency Score is a high-performance product that predicts the likelihood of HWB incurring severe delinquency (91 days or greater), charge-off, or bankruptcy on financial accounts within the next 12 months.
-
Quarterly refresh of Commercial Insight Delinquency Score (CIDS), Business Failure Score (BFS), and Business Modeling Attributes 3-month (BMA 3).
-
Target the right businesses and buyers with the B2B account data you need to prospect, segment, and retain key clients.
-
Score Validations are used to assess the effectiveness of various risk scores in discriminating future delinquencies, charge-offs, and/or bankruptcies from non-delinquent/ bankrupt accounts for our portfolio.