Data & Analytics
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Credit Trends is a powerful intelligence tool that delivers HWB unmatched perspective into anonymous, time-series credit data, specifically attributed for trending, market analysis, benchmarking, and research purposes.
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Customer Portfolio Review℠ delivers HWB the ability to proactively screen the accounts in our portfolio against customized criteria. This powerful tool can quickly provide deeper customer behavior insights, support informed decisioning, and keep portfolio profitability in focus.
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Leverage relevant non-traditional data to assess DDA risk and provides a more comprehensive view of a consumer's financial obligations.
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Insight Score for Credit Cards combines proprietary Equifax credit data with alternative NCTUE data not available through other third-party providers. The Insight Score uses NeuroDecision® Technology to apply industry-specific models and help predict the likelihood of a consumer becoming 90 days past due (or worse) within 24 months of opening a credit card account.
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Score Validations are used to assess the effectiveness of various risk scores in discriminating future delinquencies, charge-offs, and/or bankruptcies from non-delinquent/ bankrupt accounts for our portfolio.
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Download TWN Batch File - 2x/year (last updated 3-7-23)