Insight Score for Retail Banking (ISRB)

Insight Score for Retail Banking leverages relevant non-traditional data to assess DDA risk and provides HWB a more comprehensive view of a consumer's financial obligations. By combining proprietary credit sources and powerful alternative data that no other provider has access to - data that includes payment history in the utility, pay TV, wireline and wireless communications sectors - Insight Score for Retail Banking delivers fresh, unique visibility into consumer DDA risk.

Coming Q3 2022

 

Insight Score for Retail Banking (ISRB) is currently used by HWB in:

Benefits

One score digs deeper to help you open more accounts: By integrating the positive and negative data available in our traditional credit file and proprietary alternative data, Insight Score for Retail Banking can help you identify and serve more households.

  • Boost new account acquisition rates with an expanded view of payment history

  • Strategically expand your business and potentially increase profitability by tapping into an expansive market of underserved consumers

  • Reduce charge-off risk with improved DDA risk decisioning

Specifications

Additional Resources

Driving more informed decisions to deliver exceptional outcomes.

Only Equifax.