Credit Trends Smartview- Geo
Credit Trends is a powerful intelligence tool that delivers unmatched perspective into anonymous, time-series credit data, specifically attributed for trending, market analysis, benchmarking, and research purposes. Utilizing proven Equifax technology and analytics to link and track account-level credit data for the complete Equifax U.S. consumer credit database over time and across a number of different dimensions and monthly credit history from July 2005 to the present.
Benefits
Credit Trends gives HWB an unmatched perspective that empowers you to proactively adjust targeting and segmentation strategies, risk scores, and more based on current performance, behaviors, and trends across the broader consumer credit market.
Improve forecasting & risk management: Vintage level tracking and performance delivers current account information, along with critical historical data and trending over vintages and changes in market trends.
Understand market trends for informed business decisions: Credit Trends delivers timely market trends data at various levels of geography. This relevant and actionable data helps to drive well-informed business decisions, develop and adjust strategies, and know where to focus resources.
Understand market share performance: Organizations can gain a better understanding of their portfolio’s composition, quality, performance, and trends relative to one or more peer groups as well as to “in-market” geographies and the overall market.
Specifications
Credit Trends SmartView- Geo
Archive Population: States of LA, AL, MS, TX, FL
MSA level data, 3-year quarterly historical, updated quarterly
Auto Bank Loan, Bankcard, Home Equity Revolving products
Unsecured Personal Loan App
Archive Population: States LA, AL, MS, TX, FL
State Level Data, 3-year quarterly historical, updated quarterly
Archive periods, as applicable: 3-year quarterly history, rolling, updated quarterly
Scores included: VantageScore 3.0
Attributes included: N/A
